The low-cost alternative

to card payments

Empowering small businesses to accept instant payments at affordable rates

No Monthly Fees


per transaction

min fee 30p

max fee £3


Instant Funds

Improve cash-flow as payments settle immediately into your bank account. No more waiting for processors to release your funds!

No Hardware

Just use your mobile phone or computer to create and share payment requests and accept in-person payments

Live in Five

Register for an account and start accepting payments within 5 minutes.  Its that simple!

Create and Share A Payment Request

Simply enter the amount and a reference to create a QR code or link that you can share with your customer.


Make Payment

Your customer selects their bank to launch their mobile banking app with the details pre-filled. All they need to do is click pay.

Funds Received in Seconds

Zap notifies both you and your customer when the payment is complete.

Works with...

To play, press and hold the enter key. To stop, release the enter key.